Breadcrumbs Arrow
Breadcrumbs Arrow
General Investment Account (GIA)

General Investment Account (GIA)

A simple and flexible way to invest your money with no limitations to the amount you can invest.
GENERAL INVESTMENT ACCOUNT (GIA)

What is a GIA?

A General Investment Account (GIA) is one of the most flexible ways to grow your money. Whether you’re building long-term wealth or working toward specific goals, there’s no upper limits on how much you can invest. Our GIA is ideal for people who want freedom and control over their financial journey.

Two people smile at a laptop together as they collaborate
Empowerment
Who can open a GIA?

You need to be over 18, living in the UK, and have a UK bank or building society account. It’s that simple.

At SCM Direct, we offer a range of thoughtfully designed low cost, risk-adjusted, highly diversified pure ETF Portfolios, all available through your GIA. These portfolios are built to help you grow your wealth with transparency, ease, and long-term growth in mind.

Transfer a SIPP
Opening Your GIA: Fast, Simple, and Secure

We know your time is valuable. That’s why our streamlined online process allows you to open your GIA in just 10 minutes.  All you need to do is complete a short application. Then, you’re on your way to taking charge of your financial future.

Minimum initial investment:

£10,000 in the portfolio that best matches your risk profile and financial goals.  If you are unsure of which Portfolio to choose, take our Matchmaking Risk Profiling Tool here.

SIPP Partners
Monthly contributions:

When you are opening your account with the minimum £10,000 investment, you can also set up an automated monthly contribution. This can be from as little as £200 per month. Or, set this up at any time after your account has been opened.

Hubwise Securities Limited
Top up anytime:

Make additional investments when it suits you by simply going onto your online account. Please note that monies will have to come from the account linked to your investment account.

Have Questions? We’re Here to Help

Whether you’re new to investing or looking to transfer or expand your investments, we’re here to support you every step of the way.

If you’re unsure about anything – from how a tax wrapper works, which portfolio is right for you, how to take out money if you need to – just email us at enquiries@scmdirect.com

Our team is here to guide, listen and help you without jargon or pressure.

How do I open or Transfer a GIA?

Once you’ve decided the right portfolio for your goals, simply click on the Open GIA button.
There is a transfer option in the opening process. Simply enter your existing GIA provider and account details, and we will do the rest.
Take the next step in your investment journey with confidence.

Ready to Start Investing?
Not Sure Which Portfolio Is Right for You?
Complete our FREE Risk Assessment Questionnaire to discover your investor profile and see which portfolio/s match your goals.