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MoneyShe

Types of accounts

The first step on your investment journey is to decide how you want to invest. SCM Direct portfolios can be held directly in a General Investment Account (GIA) or via a tax efficient wrapper such as an ISA, JISA, or SIPP. Scroll down to learn more and find the one that best fits your financial goals.

GIA

General Investment
Account
A General Investment Account (GIA) is a simple and flexible way to invest your money. 
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SIPP

Self-invested
Personal Pension
A Self-Invested Personal Pension (SIPP) allows you to save more than via a workplace pension and gives you more control.
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ISA

Individual Savings
Account
An ISA is a tax wrapper that allows you to invest without paying any tax on the profit and gains made.
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JISA

Junior Individual
Savings Account
Every children from birth - 18 ears old and living in the UK can have a tax-free JISA account.
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Corporates, Charities and Family Offices

Our portfolios are also available to Corporates, Charities and Family Offices
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