A General Investment Account (GIA) invests directly without a tax wrapper. You must be over 18 years of age. Our SCM Direct minimum investment level is £10,000, for UK residents with a UK bank or building society account.
For clients that are not resident in the UK, the minimum investment is £100,000 or the Euro or US Dollar equivalent. For institutional investors such as family offices, charities, corporates, and trusts, the minimum investment is £100,000.Invest now
If you are a family office, charity or institutional investor,
please contact us directly
Yes, as long as you are not a US citizen or resident in the US or have an obligation to pay tax to the US authorities on any of your worldwide income.
We will have to conduct thorough due diligence and money laundering checks, which would require you to send us documentation prior to investment. There is no guarantee that the very strict rules by which we operate will allow us to accept your investment.
The minimum initial investment for those outside the UK or who bank outside the UK are:
ISAs or SIPPs are not available outside the UK.
Please contact us at firstname.lastname@example.org if you require further information.
Yes. Nothing is guaranteed and markets and the income derived from investing can (and often do) go down as well as up. This is why we always recommend that you take at least a 5-year time horizon when investing, so you can ride the highs and lows without being forced to panic and sell at precisely the wrong time.
Our portfolios offer extensive diversification, which can reduce the overall volatility and downside associated with narrow, concentrated funds or portfolios.
It depends. Of course if you are looking to make huge returns, it is very unlikely you will ever achieve this through high levels of diversification but in the same way, high levels of diversification can help reduce economic and market shocks. In the famous story about the Tortoise and the Hare, the Tortoise wins the race even though the Hare got off to a great start! We are happy to be the Tortoise.
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